Privacy Policy
Values & Safety
Mystic River Insurance Brokers, LLC maintains a steadfast commitment to the privacy and security of your personal information. In accordance with applicable federal privacy laws and established industry standards, this policy outlines the firm’s methods for the collection, use, storage, and disclosure of sensitive data. This document describes the specific types of information gathered, the professional purposes behind its utilization, the rigorous protocols implemented for its safeguarding, and the limited circumstances under which it may be shared with third parties. We utilize your personal data to evaluate insurance risks, obtain competitive quotes, place necessary coverage, and provide ongoing policy servicing. Furthermore, this information is vital for managing billing processes, responding to professional inquiries, and facilitating the handling of insurance claims. Through these meticulous administrative and technical safeguards, we ensure your data remains protected as we fulfill our obligations to you.
Data Collection Protocols
To facilitate professional underwriting, we collect identifying information—including full names, mailing addresses, email addresses, and telephone numbers—alongside comprehensive policy and risk information such as business or personal metrics, property and vehicle specifications, and detailed loss histories. Furthermore, we gather financial data including payment methods, premium schedules, and billing records to manage your accounts. Our records also encompass communications such as email logs, telephonic notes, and form submissions. Finally, technical data including IP addresses, browser types, and usage statistics may be captured via cookies or similar technologies to maintain and improve website functionality and security.
Processing and Client Rights
Mystic River Insurance Brokers, LLC utilizes personal information to evaluate eligibility for insurance products, obtain and compare quotes, place coverage with insurance carriers, administer and service policies, process payments, and respond to inquiries, service requests, and claims. To facilitate these essential operations, we may disclose your information to insurance carriers, managing general agents, wholesalers, technology and service providers, and professional advisors, strictly to the extent necessary to perform these functions. We retain personal data only as long as reasonably required for legal, regulatory, and business purposes, maintaining robust administrative, technical, and physical safeguards to ensure its protection. We affirm that personal information is never sold for monetary gain. This commitment to security extends to all our clients, including those with specific geographic protections.
Additional Privacy Rights for California Residents
California residents may have additional rights under state law, including the right to: (1) request access to the personal information collected and how it is used and shared, (2) request deletion of certain personal information, and (3) opt out of the sale or sharing of personal information. Any sharing is strictly limited to carriers and providers required for insurance services. Residents can contact us via the email or phone number listed on this site to exercise these rights or ask questions.